Financial planners are professionals too. And we sue professionals when they screw up. Your Financial Planner has an obligation to act in accordance with what other reasonable Financial Planners would do. If they make recommendations that most others would disagree with, and if the value of the asset goes down, or even does not go up in accordance with what a prudent financial planner might do then your Financial Planner can be liable to you for the difference. The catch is that we need a Financial Planner to testify against the Financial Planner we are suing. This may or may not be difficult to find. Call us we can help.